Business MasterCard is an international debit card intended for corporate customers and connected to company's bank account). The term "International" means that it is accepted worldwide, at all bank counters, ATMs and points of sale which display MasterCard logo. The term "debit" means that at the moment of transaction, there has to be enough funds on the company's account to cover the value of the transaction (cash withdrawal on ATMs or bank counters, payments of goods and services using the card).
- Unlimited number of additional cards connected to the company's account. The owner of the company can authorize unlimited number of employees to use Business MasterCard cards connected to the company's account.
- All expenses (business lunches, gifts, office supplies, hotel bills, travel expenses etc.) worldwide can be paid by the owner and the employees of the company using the Business MasterCard which will automatically debit the company's account .
- The company has to be domestic and duly registered with the court
- The company has to have an account opened with Pavlovic International Bank
- The owner or authorized person has to submit the Request for issuance of payment card To any branch of Pavlovic International bank
- The owner or authorized person must submit the photocopy of ID and present the original ID to the bank's official, for checking
- Authorized person in the company has to sign the Contract on using the debit card
Pavlovic International Bank can issue an additional Business MasterCard card to a person which is:
- Of age 18 or older and in possession of valid ID
- Is authorized by the owner of the original card. In this sense, the owner of the original card has to submit the Request for issuance of additional card, signed by the owner of original card and person authorized for additional card.
- Authorized person has to submit a photocopy of ID and present the original ID to the bank's official for checking
- The number of users of additional cards is unlimited.
- Business MasterCard can be used worldwide for cash withdrawals on bank's counters or ATMs, as well as for purchase of goods and services, at all points of sale marked with MasterCard logo.
- Business MasterCard can be used until the expiry date stated on the card, after which the card is re-issued in a sense that the customer receives the new card with a new expiry date, unless the customer specifically states the intent to stop using the card.
- Business MasterCard can not be transferred to other persons or used as collateral.
- During cash withdrawals or purchases of goods and services using the card, the customer is obligated to enter PIN code at ATMs and POS terminals (Point-Of-Sale - device used for payment transactions using payment cards). Entering the PIN number is regarded as customer's signature.
- The customer is responsible for proper use of original Business MasterCard and all additional cards issued on the basis of the original card.
- The customer is obligated to report loss or theft of the card by calling Customer Service (number stated on the back of the card) so that the bank could block the unauthorized use of card.
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Annual membership fee for original Business MasterCard |
75 KM |
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Annual membership fee for additional Business MasterCard |
50 KM |
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The fee for the purchase of POS-terminals in the country and the world
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Free |
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Rising cash at ATMs Pavlović International Bank
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Free |
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Cash in the other ATM network in the country and the world to 500,00 KM
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5 KM |
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Cash in the other ATM network in the country and the world over 500,00 KM
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1,5% of the amount |
- do not keep the card on a visible place
- do not give the card to anyone
- never keep the PIN number and the card at the same place
- it would be best to remember the PIN number or write it down somewhere safe and destroy the envelope with PIN number
- do not write down the PIN number on the card and do not reveal it to anyone
- do not give your personal information and card information to strangers, specially over the Internet
- when making payments with the card, pay attention to the following:
- seller should not put the card away from your sight
- seller should not see your PIN number when you type it
- do not sign the empty slip
- seller should cancel the slip before you sign a new one
- check the amount on the slip before signing the slip
- keep your slips for comparison with Statement of the Account
- immediately report to the bank any errors on the Statement of the Account
- if Statement of the Account is accurate, destroy it since it contains data about your card
- return the expired cards to the bank
- use ATMs that are positioned in busy places with enough light
- do not let other people see your PIN number when you type it in ATM
- do not count the money in front of the ATM
