Users:
• Legal entities and entrepreneurs involved in agriculture
Purpose:
• Purchase and processing of milk, meat and other agricultural products
• Purchase and processing of forest products
• Other entrepreneurial activities in rural areas (tourism services, supply raw materials, services for the rural population, etc.).
Amount:
• Up to 50,000 KM
Repayment period:
• From 24 to 84 months
Interest rate:
• 8.70% annually
Required documents:
• Request for Loan
• Invoice / proforma invoice / contract
• Documentation of registration with the competent authorities
- Excerpt from the court registry
- Unique identification number
- Statistics number
- Specimen of signature
- Municipal confirmation
- Tax identification number
- Form of certified signatures of the Court
• Financial documents
- Balance sheet and statement for the last billing period
- Projection of cash flow
- Confirmation on the status of transactions with other banks
- The last audit report, (if it necessary)
• Land Registry excerpt the borrower and guarantors (for mortgages)
Possible instruments to ensure:
• Bill of Exchange (the company and the owner or director)
• Blanco signed orders to transfer funds
• Creditworthy guarantor
• Mortgage of immovable property
• Pledge on movable property
• mortgage insurance policy and / or movable property
|
Amout |
grejs |
Y E A R S |
|||||||||||
|
Of credit |
period |
two years |
tri years |
three years |
four years |
five years |
six years |
||||||
|
u KM |
(monts) |
Interest rate |
annuity |
Interest rate |
annuity |
Interest rate |
annuity |
Interest rate |
annuity |
Interest rate |
annuity |
Interest rate |
annuity |
|
40,000
|
3 |
8,37 |
2054,3 |
8,37 |
1361,2 |
8,38 |
1038,9 |
8,38 |
853,1 |
8,38 |
732,5 |
8,37 |
648,1 |
|
6 |
8,34 |
2371,8 |
8,34 |
1481,8 |
8,35 |
1101,6 |
8,35 |
891,2 |
8,36 |
758,1 |
8,36 |
666,5 |
|
|
12 |
8,16 |
3482,5 |
8,21 |
1812,9 |
8,24 |
1257,9 |
8,26 |
981,4 |
8,28 |
816,4 |
8,29 |
692,3 |
|
|
50,000
|
3 |
8,37 |
2567,9 |
8,35 |
1701,5 |
8,38 |
1298,7 |
8,38 |
1066,4 |
8,38 |
915,7 |
8,38 |
810,3 |
|
6 |
8,33 |
2964,6 |
8,35 |
1852,4 |
8,35 |
1377 |
8,36 |
1114,2 |
8,36 |
947,6 |
8,36 |
833,1 |
|
|
12 |
8,16 |
4353,1 |
8,21 |
2266,2 |
8,24 |
1572,4 |
8,26 |
1226,8 |
8,28 |
1020,5 |
8,29 |
883,8 |
|

