Agricultural loans from the IFAD funds

Users:

        • Legal entities and entrepreneurs involved in agriculture 

Purpose:
        • Purchase and processing of milk, meat and other agricultural products
        • Purchase and processing of forest products
        • Other entrepreneurial activities in rural areas (tourism services, supply raw materials, services for the rural population, etc.).

Amount:
        • Up to 50,000 KM

Repayment period:
        • From 24 to 84 months

Interest rate:
        • 8.70% annually

Required documents:


• Request for Loan
• Invoice / proforma invoice / contract
• Documentation of registration with the competent authorities

  • Excerpt from the court registry
  • Unique identification number
  • Statistics number
  • Specimen of signature
  • Municipal confirmation
  • Tax identification number
  • Form of certified signatures of the Court   

            • Financial documents

  • Balance sheet and statement for the last billing period
  • Projection of cash flow
  • Confirmation on the status of transactions with other banks
  • The last audit report, (if it necessary) 

            • Land Registry excerpt the borrower and guarantors (for mortgages)

 Possible instruments to ensure:
            • Bill of Exchange (the company and the owner or director)
            • Blanco signed orders to transfer funds
            • Creditworthy guarantor
            • Mortgage of immovable property
            • Pledge on movable property
            • mortgage insurance policy and / or movable property

 

Amout

grejs

Y E A R S

Of credit

period

two years

tri years

three years

four years

five years

six years

u KM

(monts)

Interest rate

annuity

Interest rate

annuity

Interest rate

annuity

Interest rate

annuity

Interest rate

annuity

Interest rate

annuity

 

40,000

 

3

8,37

2054,3

8,37

1361,2

8,38

1038,9

8,38

853,1

8,38

732,5

8,37

648,1

6

8,34

2371,8

8,34

1481,8

8,35

1101,6

8,35

891,2

8,36

758,1

8,36

666,5

12

8,16

3482,5

8,21

1812,9

8,24

1257,9

8,26

981,4

8,28

816,4

8,29

692,3

 

50,000

 

3

8,37

2567,9

8,35

1701,5

8,38

1298,7

8,38

1066,4

8,38

915,7

8,38

810,3

6

8,33

2964,6

8,35

1852,4

8,35

1377

8,36

1114,2

8,36

947,6

8,36

833,1

12

8,16

4353,1

8,21

2266,2

8,24

1572,4

8,26

1226,8

8,28

1020,5

8,29

883,8

 

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Nekretnine - Pavlovic International Bank

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