Short term loans

-  Short-term loans for working capital

-  Short-term loans for the current liquidity

-  Short-term credits for reconciliation obligations

-  Short-term loans for agricultural production

-  Short-term loans for other purposes

Amount:

  • Depending on the customer's credit worthiness

Date of repayment:

  • to 12 months

Method of repayment:

  • In installments, successive, one payment

Interest rate:

  • From 7.5 to 14% on an annual basis

Grace:

  • up to 3 months at monthly repayment annuities

Required documentation:

  • Request for credit
  • Documentation of registration with the competent authorities
    • Excerpt from the court registry
    • Unique identification number (UID)
    • Statistical number
    • Cardboard deposited signature
    • Common solution
    • tax identification number (TIN)
    • form authorized signatories (OP form)
  • Financial documentation
    • Balance Sheet and success for the last billing period
    • Projection of cash flow
    • Confirmation on the status of transactions with other banks

Instruments to ensure:

  • Paper (the company and the owner or director)
  • Blank signed orders for the transfer of funds
  • Creditworthy guarantees
  • Mortgage on immovable property
  • Pledge on movable property
  • Application deposit

Bank guarantee

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Nekretnine - Pavlovic International Bank

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